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      <title>Negotiation Law Blog - Money and Morals:  Ethical Underwriting and Insurance Claims Practices - Comments</title>
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      <description>Southern California Arbitration Mediation &amp; Conflict Resolution: Settle it Now Dispute Resolution Services: Serving Los Angeles, Beverly Hills, Century City</description>
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      <copyright>Copyright 2012</copyright>
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         <title>ismael llera</title>
         <description><![CDATA[<p>If we want to start eliminating difficult to understand concepts and terminology, let's go after Actual Cash Value! Some might say that it is replacement cost minus depreciation. How simplistic!</p>]]></description>
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         <pubDate>Fri, 04 Jan 2008 09:59:20 -0800</pubDate>
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